Target Home Loans

DEDICATED

Mortgage Experts

ball-275712__340

This charts are for illustration Purpose only, all programs are subject to changes according to market conditions   

Conventional Government Program 1 Jumbo Loans Government Program 2
Fico score 620+ FHA Purchase & Refi Credit Score 680+ V.A Purchase & Refi
95% LTV Fico Score 580+ No Mortgage Insurance for up to 90% LTV Fico Score 580+
100% Gift allowed for down payment and reserves 3.5% down payment Up to $3.5 Million loan amount $0 Down payment
Lender paid Mi available for loan amount over 80% LTV Up to 85 % cash out 100% LTV
Gift Funds up to 100% for down payment No Mortgage
Conventional FHA VA
Sales Price $275.00 $275.000 $275.000
% Down Payment 20.00% 3.50% 0.00%
$ Down Payment $55.000.00 $9.625.00 $0.00
Loan Amount $220.000 $265.375 $275.000
Up-front mortgage Insurance $0.0 $4.644.06 $0.0
Est. Interest Rate 4.375% 4.125% 4.125
Loan Term (Years) 30 30 30
Est. Closing Cost $3.000 $3.000 $3.000
Est. APR 5.296% 5.453% 4.217%
Est. Monthly Payment $1.098.43 $1.286.14 $1.332.79
Est. Monthly Home Insurance $70.00 $70.00 $70.00
Est. Monthly Property Tax $286.46 $286.46 $286.46
Est. Mortgage Insurance $0.00 $312.96 $0.00
Est.Monthly HOA (if applicable) NA NA NA
Est. Total Monthly Payment $1.454.89 1.955.56 $1.689.25
target-893324__340

Target Home Banner 2

Let us Get Together

Tony ( Tuan ) Nguyen

Mortgage Loan Originator

NMLS # 1642582

NMLS # 1564290 BRE 02024047

Phone: (714) 224-8391

EMail: tony@targethomeloans.com

4450 West Palmdale Blvd Suite J

Palmdale, Ca. 93551